Are you eyeing homeownership as a top priority for 2024? With tax season upon us, now is the perfect time to turn that dream into a reality. Did you know that you can utilize your tax refund strategically to pave the way to owning your own home? Whether it’s boosting your down payment, paying off debt, or covering closing costs, your tax refund can be a powerful tool in your homebuying journey.

1st Step To Homeownership

One of the initial and crucial steps towards homeownership is getting pre-approved for a mortgage. This step sets the stage for your home search and gives you a clear understanding of your budget and what you can afford. To kickstart the pre-approval process, you’ll need to gather a few key documents:

1. IDs: Ensure you have valid identification documents ready, including your driver’s license and social security card.
2. Current Paystubs: Provide proof of your current income.
3. 2022 and 2023 W2’s or 1099’s: Detailing your earnings and taxes paid.
4. 2022 and 2023 Tax Returns: Offer insight into your financial history.
5. Bank Statements: Reflecting your ability to pay your downpayment and closing costs.

Depending on your individual financial situation, your lender may request additional documentation to complete the pre-approval process.

So, if you’re contemplating taking that pivotal first step towards homeownership, seize the opportunity now. Don’t let the chance to own your dream home slip away. Click the link below to kickstart the pre-approval process and embark on your journey towards making 2024 the year you become a homeowner.

About Me

Hi! I’m Katherine! If homeownership or real estate investing is your goal, I’m your girl! With a focus on helping you achieve your homeownership dreams, I specialize in guiding clients through the process, from utilizing tax refunds smartly to securing pre-approval. Let’s work together to make your 2024 homebuying goals a reality!